The Hartford Auto Insurance

Car Breakdown Insurance Provides Peace Of Mind

Car Breakdown Insurance provides peace of mind to those who are concerned about becoming stranded on the side of the road after the mechanical breakdown of a motor vehicle. This insurance offers emergency roadside assistance repairs to broken down cars at the location of the breakdown.

Mechanical failure of an automobile can include anything from a dead battery to a complete engine failure. The most common roadside assistance calls are for dead batteries, empty fuel tanks, and flat tires. Assistance at the scene can quickly get cars with these problems back on the road again.

If roadside assistance cannot repair the vehicle immediately, a tow truck will tow the car to a garage for repairs. If the vehicle must be towed, insurance will also pay to transport the stranded passengers. Some carriers will even contact friends and family to provide them with information about the breakdown. Depending on the length of time needed for repairs, the insurance also provides replacement transportation and hotel accommodations.

New car dealers often offer extended warranty coverage when selling a new car. Car Breakdown Insurance offers better protection for less money than extended warranties. Typically, extended warranties available from dealers require a large lump-sum payment upfront when buying the car. Dealers will often recommend adding the price of the extended warranty to the amount the buyer finances. New car buyers then must pay interest on the cost of the extended warranty over the life of the car loan. With insurance, the buyer makes the insurance payments annually, semi-annually or monthly instead of having to pay a much larger amount when purchasing the car.

Extended warranties usually have a limited list of repairs that the dealer will cover, while inexpensive auto insurance typically covers any mechanical problems on the insured vehicle. In addition, insured owners can have repairs done at any licensed repair shop. In most cases, the dealer will only honor extended warranty coverage for repairs performed at the dealership.

Car Breakdown Insurance is an invaluable asset when a vehicle cannot be driven. With a single phone call, roadside assistance will be quickly dispatched. A tow truck driver is readily available to recover a broken down vehicle that cannot be quickly repaired. Contact an insurance agent today for personalized auto insurance advice.