Auto Insurance Collision Coverage

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Collision auto insurance is, quite frankly, expensive coverage. If you have a brand new car, collision coverage is likely a good investment. If you have a vehicle which you are driving into the ground(like me) you don’t really NEED to buy collision auto insurance. It may not be worth it because the car may not be worth fixing.


If you want it, remember one thing: you can reduce the cost of collision auto insurance coverage by taking a higher deductible. If an accident is not your fault, keep in mind, your auto insurance company will/should attempt to recover all costs from the insurance company of the driver who was at fault. If they recover their full costs they will refund you the deductible amount. Cool.

Simply put: Collision coverage comes into effect most commonly if your car is damaged by an accident that is your fault.

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One Response to “Auto Insurance Collision Coverage”

  1. The Car insurance blog » Blog Archive » Auto Insurance Collision Coverage | Auto Insurance Report on November 9th, 2008 3:41 pm

    [...] warrior wrote an interesting post today onHere’s a quick excerptCollision auto insurance is, quite frankly, expensive coverage. If you have a brand new car, collision coverage is likely a good investment. If you have a vehicle which you are driving into the ground(like me) you don’t really NEED to … [...]

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